Pro Forma Example
This pro forma is for a small Colorado bank, chartered in 1965, $97,300,000 in assets, and 2,872 check orders last year (retail only). ChIPS® reclaims all the revenue on the 745 commercial check orders. With customers ordering once a year the bank captures over $96,000 in what once was “pass through” revenue and realizes nearly $55,000 in annual bottom line bank profit. To equal this in interest income would require putting $1,660,000 at risk in 12 month 6% commercial loans.
 
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