Executive Overview
coloradospringsMICR Prime Services, Inc. (MPSI)
MPSI started out as "Computer Forms" brokering print services in the Colorado Springs, CO area during the ‘90’s.   While exploring the market for unique products and services, an MS-DOS based MICR document production software solution became available for distribution.   Following early sales successes, it became apparent that the product had more potential than what was first envisioned -- and, timing for it's introduction was perfect. The word spread quickly after Deluxe dropped their loan coupon service. In one 2-day period 70 phone calls came in requesting information.

Print brokering activities immediately took a back seat and full attention given to fleshing out the MICR Document software solution.  Eventually a Windows version was released and in 2000 the owners purchased the assets of the company that produced the product and renamed it the MICR Document Production System Version 2+.

MICR Document Production System Software (DPS2+)
DPS2+ has a 20+ year history of acceptance with community banks, credit unions (CU), and leasing companies across the US and a 10 year history of success with Eastern Caribbean credit unions. It is a “referenced product” with a modular construction allows a banker to select the piece(s) that specifically meet their requirements.
  • PlusBooks – loan coupons
  • QuickChecks – short order permanent checks, new accounts, emergency replacements (personal & business size)
  • Official Checks – Cashier checks, money orders, 3 user-configurable options, & 22 accounting system compatible business voucher checks
  • Forms – Passbook & Club Savings coupons, internal transaction teller slips, & advice notices.

DECENTRALIZED Check:R  Check Production System

The Check:R  System is an adaptation of the MICR Document Production System Version 2+ (DPS1+) QuickChecks software module. You can actually fill check orders – versus being limited to a temporary check function. QuickChecks can still do temps, by the way, but why? Once you think about it temp checks, whether fill-in-the-blank generic counter checks or QuickChecks personalized, both are only a cover for Deluxe, Harland Clarke or any other check vendor’s postal service delivery delays - delays that are unavoidable. Third party check service contractors don’t have any other delivery method.

The  Check:R System obsoletes temp checks. It also dramatically improves a financial institution’s (FI)  bottom line profitability, first by stopping the bleeding of out-sourced contract vendor pass-through revenue. And it helps achieve a distinct marketing advantage over competitors, operates at a fraction of the cost of all other on-site systems, and it is affordable, most likely achieving an ROI within the first 3 months of operation. 

The  Check:r System uses a manual stapler for checkbook binding. It is exceedingly simple and so user friendly that even the newest staff member will feel confident in their ability to fulfill a client's retail or commercial check order on the spot -- and catch errors before they become complaints.  Other benefits are:

  • A new income stream from what previously was pass-through revenue.
  • An improved brand identity for quality service
  • A marketing tool to attract high balance depositors & commercial accounts.

Centralized ChIPS® In-house Check Production

The Bak:R card was a core component of  the centralized ChIPS® (Checks In-house Production System) patent. That single component, the Bak:R card, combined with the company’s MICR Document Production System (DPS2+) QuickChecks module makes up the flexible Check:R System solution. that addresses the current “fewer-checks-used” market reality. Worldwide, MICR Prime is the only company that has made that adjustment.



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