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Mobile Remote Deposit Capture May Lift Check Use

American Banker |  Tuesday, August 24, 2010
By Will Hernandez

Checks may be getting an extended life now that financial institutions are developing and rolling out mobile remote deposit capture technology as part of their mobile banking applications, observers said.

Growing interest in the technology, which lets customers deposit checks using images captured by cameras on their smartphones, has sparked a debate over whether it might help stall the rapid decline in check use.

“Check volume is declining, but why would it decline if [banks] make it really easy to deposit” checks, said Nicole Sturgill, the researchdirector for delivery channels at TowerGroup.

Last month, JPMorgan Chase & Co. became the first major U.S.financial institution to  offer mobile remote deposit capture. USAA Federal Savings Bank had earlier rolled out a similar service… [MORE]

Source: American Banker, Will Hernandez, August 24, 2010

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