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     Opinions, & Observations on the Business of Banking...  And Other Musings... !

“IN YAHS” AND “ON YAHS”

What the heck are “IN YAHS” AND “ON YAHS”? No, it’s not a secret “solve for Y” world peace formula. But, it is a great example of the KISS philosophy and a really neat organizing method --- for your bathroom medicine cabinet! (You giggled didn’SNEEZEt you?) Vitamins, aspirin, antacid, over the counter cold remedies, etc. -- those go IN YOU -- the “IN YAHS” drawer. Hand lotion, talcum powder, bandages, and salve go ON YOU -- the “ON YAHS” shelf. IN YAHS and ON YAHS -- pretty simple KISS stuff.

 

 

THE GOAL GOLDRATTHere is another KISS concept – Elihu Goldratt’s Theory of Constraints (TOC). You will love the unique method he uses to present the methodology – a novel. THE GOAL, his first book, written in a fast-paced thriller style is a business textbook, disguised as a love story. But, it is more than just compulsive reading. It contains a serious message for all managers, a message that prompted General Motors, Procter & Gamble, AT&T, NV Philips, ABB and Boeing to explore the veracity of TOC.

THE GOAL is a gripping novel that you will recommend to friends - even to your bosses - but not to your competitors. Alex Rogo is a harried plant manager working desperately to improve performance. His factory is rapidly heading for disaster and so is his marriage. He has ninety days to save his plant or corporate HQ will close it, with hundreds of jobs lost. A chance meeting with Jonah, a professor from student days, helps him break the bonds of conventional thinking on the way to a dramatic turn around.

One more KISS concept for you banker types -- because high balance clients and commercial accounts prefer paper checks (See the Check User Profile), why not cater to their preferences? You can do it with the check:R -- easy to implement and administer, brings new fee income to the bottom line, and puts your quality of service above the “also-rans”. Take a look – and let us know your thoughts.

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